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Policy Center


Credit card interest rate caps would backfire on working families
For millions of Americans, credit cards provide critical access to funds that help families get by day after day. Recent policy proposals that intend to implement a federal cap on credit card interest rates would eliminate credit cards as a tool for American families to pay for groceries, utility bills, car repairs, or even rent. At first glance, a rate cap may sound like a straightforward way to lower borrowing costs. But credit doesn't work that way. When the government
Raquel Mitchell
5 days ago3 min read


Why Data Centers Matter for the Future of Rural America
For generations, America's farmers have powered our nation. Today, a new opportunity is emerging that can help strengthen rural communities, create jobs, and support the next generation of agricultural leaders: data centers. As technology continues to transform every aspect of modern life, from precision agriculture to artificial intelligence, data centers have become essential infrastructure. These facilities store, process, and secure the information that keeps businesses,
Alex King
Jul 13 min read


New Poll: To Win Families’ Support, Put Alzheimer’s First
Over 30 years ago, President Ronald Reagan informed the world of his diagnosis with Alzheimer’s Disease. His letter raised awareness of the disease and its heavy toll on families. Today, over 7 million Americans live with Alzheimer’s, and more than 12 million Americans care for Alzheimer’s patients. Over half of these caregivers look after parents or in-laws, and a quarter of them care for children of their own. With millions of families struggling with Alzheimer’s, Americans
Raquel Mitchell
Jun 292 min read


America’s New Trojan Horse: How Illegal Chinese Vapes Threaten Our Families and National Security
For years, we’ve been told the youth vaping crisis is simply a public health issue. It isn’t. It’s an economic issue. It’s a law enforcement issue. And increasingly, it’s a national security issue. Every day, millions of illegal Chinese-made vape products are sold across the United States. They’re marketed with candy flavors, flashy packaging, and social media campaigns designed to appeal to young people. But behind every brightly colored disposable vape is something far more
Emily Stack
Jun 272 min read


Congress is solving the wrong rail safety problem
For generations of American families, railroading has been more than a job; it has been a way of life. Parents passed down careers to their children. Communities grew around rail hubs. Entire family trees were built on the promise that hard work on the railroad could create opportunity and stability for the next generation. That is why rail safety matters. Not because it is a political talking point in Washington, but because every decision affects real people who expect to c
Phil Bell
May 233 min read
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